Be Accounting-able...

I always laughed when my sister-friend Imani finds a penny on the ground, picks it up, and says, "Thank you for my blessing!" How many times have you dropped or seen a penny on the ground and just kept it moving? If you're honest, you'll say more times than you can count. Money, in any amount, is a blessing and needs to be accounted for. Dr. Thomas Stanley in his book "The Millionaire Next Door" wrote that most millionaires he interviewed don't allow a nickel to go through them without being accounted for in their budgeting, savings, and investments. Proverbs 13:11 tells us that money gained little by little grows. So, don't discount the little by little that you can add to your checking or savings account over time. If you don't follow a monthly budget, I can assure you that money is slipping through your fingers like water. Balancing your checkbook or keeping receipts alone does not constitute a having budget. A budget has line item expenses, includes all of your income, and shows you any disposble income (if any) that you may have to put towards your wealth building. Don't have a Financial or Wealth Building Plan- you're behind the curve. Surely, you never hit a target you don't aim for. Dave Ramsey in his book "The Total Money Makeover" says that most people don't become millionaires because they never make it a goal to be one. You don't have to have a goal to be a millionaire, but you do need clearly set and written financial goals to reach them.